Financing & Credit

The 17 Biggest Mistakes Startups Make With Their Investor Pitch Deck

By Richard D. Harroch and Don Keller Startup companies often prepare an “investor pitch deck,” which is a slide presentation summary of the company, its team members, the company’s products and technology, and other key information. The investor pitch deck is often used by the startup when trying to raise seed, angel, or venture capital

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Entrepreneurs Share 7 Smart Reasons They Use Business Credit Cards

A business credit card can be much more than a convenient way to pay for purchases. These cards can also provide lucrative rewards, superior fraud protection, and can smooth out cash flow. According to the Federal Reserve’s 2019 Small Business Credit Survey, 52% of firms with 1 to 499 employees use credit cards on a

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What Is a Good Interest Rate for Small Business Financing?

If you’re a small business owner looking for ways to grow your business, you’ve likely investigated the possibility of acquiring some outside financing in the form of a business loan. Also known as debt financing, this form of funding can be preferable to venture capital, because you maintain control of your business rather than selling off

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Women Entrepreneurs: 3 Smart Ways to Self-Fund a New Business

How do women entrepreneurs finance their small businesses in 2019? According to the 650 female small business owners surveyed in Visa’s State of Female Entrepreneurship study, 61% chose to self-fund their own startup. The decision to self-fund, according to the report, is one that the majority of women in business often make out of necessity.

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4 Cash Flow Challenges Facing Small Business Owners Today

You should probably have a good handle on your company’s cash flow, but do you ever wonder how your company compares with other small businesses? Intuit QuickBooks recently released a global study, the State of Small Business Cash Flow, which reveals the cash flow challenges experienced by small business owners and self-employed workers around the world. The study

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Women Are Turning to Crowdfunding Because They’re Shut Out of Traditional Lending

The gender pay gap is real, pervasive, and expansive, and it occurs across almost all industries and occupations. In fact, it isn’t just about traditional employment—even small business owners seeking financing face similar issues.   Welcome to the funding gap. According to data collected and analyzed by Fundera, female entrepreneurs receive fewer loans, of smaller

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5 Ways to Protect Your Business Credit Identity During the Holidays

Identity theft is a serious crime that impacts the lives of over 10 million people each year and the numbers are rising. Although the risk of identity theft is year-round, the holiday season can put both consumers and businesses at a heightened risk. Did you know 1 out of every 20 people is at risk

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Is Your Startup Ready for Equity Crowdfunding? 7 Questions to Ask 

If all you know of crowdfunding for startups is the world of Kickstarter, you’re missing out on a booming opportunity to raise money online. Equity crowdfunding (aka crowdinvesting) is not right for every startup, but for some entrepreneurs, it can be a terrific way to raise capital and get great investor expertise for your small

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