Personal Finance

Free Money From the Government for Small Businesses and Independent Contractors: FAQs on the Newly Expanded SBA Grant Program

Under the CARES Act passed on March 27, 2020, independent contractors, small businesses, gig workers, and freelancers are eligible to receive a government grant of up to $10,000. The SBA sometimes refers to these grants as “advances,” but you are not required to repay this money to the government. The application process involves filling out […]

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How to Get $1000 if You Are a Freelancer, Gig Worker or Independent Contractor

Under the CARES Act passed on March 27, 2020, independent contractors, gig workers, and freelancers affected by the coronavirus crisis are eligible to receive a government grant of $1000. The SBA sometimes refers to these grants as “advances,” but you are not required to repay this money to the government. The application process involves filling

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How to Reduce or Delay Paying Your Bills During the COVID-19 Crisis

The COVID-19 pandemic is wreaking havoc on the finances of many people. Over 22 million workers have become unemployed in a short period of time. Unemployment benefits are available for laid off workers, freelancers, independent contractors, and gig workers, but the availability of some of those benefits has been delayed due to the crush of

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IRS Launches Online Tool to Track the Status of Your Stimulus Payment and Have It Direct Deposited

On April 15, 2020, the IRS announced the launch of the “Get My Payment” online tool which provides individuals with a status of their stimulus payment, including: How the stimulus payment will be sent (direct deposit or mail) The date the money will be mailed or scheduled to be deposited to your bank account How

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Financial Help for Freelancers and Independent Contractors Affected by the Coronavirus Crisis

The financial crisis resulting from the rapidly worsening COVID-19 crisis is having a devastating effect on workers, especially freelancers, independent contractors, and gig workers. Many of these people have seen their income greatly reduced or eliminated entirely. And a number of these individuals operated with little or no savings. What financial assistance may be available

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6 Tips for Using a 0% APR Credit Card for Your Small Business

Every small business owner knows the power of a good business credit card. You can use your card to rack up rewards points, access perks like insurance and purchase protections, and give yourself a little cash flow breathing room when you need to make a big investment.  For business owners with excellent credit, a certain

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Holiday Shopping Tips: How to Avoid Going Into Debt This Season

One of the biggest holiday shopping temptations is getting into debt. Whether trying to get a great Christmas tree for your home, or looking for the “perfect” presents for friends and family, it can be easy to just put it on a credit card or take advantage of 0% interest loan specials. And you will

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Pradhan Mantri Jan Dhan Yojana (PMJDY) Scheme Complete Details

The Prime Minister of India is announcing many welfare schemes for the welfare of the people. And their recent scheme is “Pradhan Mantri Jan Dhan Yojana”. Do you know what it is? And how you will be get benefited in this scheme? Don’t know, right! You will be aware of all the things from A

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Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme

In this post, we are going to explain about Pradhan Mantri Sukanya Samriddhi Yojana scheme. Having a baby girl? As a parent, there are various aspects you need to keep in mind in raising a girl in this society. One of the most important things you need to do is “Savings for Her Future”. With

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