Like Government employees, there were no allowances and schemes were provided by the Government or the private employers to their employees. EPF, i.e. Employment Provident Fund is created with an intention to help private sector employees to save a fraction of their monthly salary. EPF – Employee Provident Fund (Complete Guide) And this savings will […]
Employment Provident Fund – (A Complete Guide on EPF) Read More »
The blogging business is booming and the financial space is no exception. Personal finance bloggers often start by documenting their own personal financial journeys and sharing money-saving advice. For some, those journeys lead to a successful business. For the past decade, the Plutus Awards has been recognizing these creators with an annual ceremony and award
20 Financial Bloggers Share Their Secrets to Running a Successful Blog Read More »
Many millennials and other generations as well have a goal of pursuing financial independence. This concept of financial independence simply means you’ve saved enough to support your current living and spending habits for the remainder of your life. However, achieving financial independence is also not an easy road, but it is possible. And you don’t
7 Ways You Can Get Closer to Financial Independence Read More »
Getting energy usage under control is something we all need to work on. Climate change is one motivating factor, but there are also other economic factors for using less energy. High energy bills cause an economic drag for everyone – when some people can’t pay their bills it can actually dampen economic growth for all
During the holidays, many people search for ways to spend less and purchase more. In the quest for searching for the cheapest prices, many consumers drive endlessly around town—and in many instances, people end up spending more than intended for the holidays. Here are a few tips to help you save money on your next
I recently bought a new car. When I entered the car dealership I told the salesman, “I’ve been to one showroom and left. You’re the second dealer I’m considering, and I don’t want to have to see a third. Let’s talk about your cars.” I was able to use my skills as a sales professional
Salesperson Secrets to Help You Negotiate Your Next Car Read More »
By Mansi Singhal Post sponsored by qplum. I’ve been a small business owner since 2010. In 2016, I launched an online financial advisory service, qplum, where we manage money for individuals, families, and businesses. We frequently discuss with clients the importance of saving enough for retirement. Time and again, we meet clients who don’t have a
By Jan Brzeski Most wealth managers today advise investors to maintain a diverse portfolio of stock and bond funds. However, there is one glaring problem with this advice: neither type of investment generates much income. Let’s use an example of a couple that wants $150,000 per year of after-tax income in retirement, without selling assets
Non-Bank Lending: A New Asset Class That Should Be Part of Your Portfolio Read More »
Members of the baby boomer generation—those Americans born between the mid-1940s to the mid-1960s—are heading into retirement age in large numbers these days. But this generation faces numerous challenges to a financially stable retirement. Here are the 10 biggest mistakes boomers make with their money and retirement investments: 1. Assuming real estate always appreciates Many baby
Although reducing airfare costs is not always an easy task, there are things you can do to save yourself some money. Begin by searching for airfare pricing on airline websites such as American Airlines, Delta, and Southwest, as well as travel search engine sites such as Kayak, Expedia, Travelocity, Priceline, Orbitz, and CheapFlights. Never assume that
