Comparison of Envestnet Inc. (ENV) and Deluxe Corporation (NYSE:DLX)

We are contrasting Envestnet Inc. (NYSE:ENV) and Deluxe Corporation (NYSE:DLX) on their dividends, analyst recommendations, institutional ownership, profitability, risk, earnings and valuation. They both are Business Services companies, competing one another.

Earnings and Valuation

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Envestnet Inc.	814.02M	4.38	20.53M	0.12	524.79
Deluxe Corporation	2.01B	0.87	127.04M	3.20	13.98

Table 1 showcases the gross revenue, earnings per share and valuation of Envestnet Inc. and Deluxe Corporation. Deluxe Corporation has higher revenue and earnings than Envestnet Inc. Presently more expensive of the two stocks is the company with a higher P/E ratio. Envestnet Inc. is thus presently the expensive of the two stocks because it has a higher P/E ratio.

Profitability

Table 2 provides Envestnet Inc. and Deluxe Corporation’s return on equity, net margins and return on assets.

	Net Margins	Return on Equity	Return on Assets
Envestnet Inc.	-2.52%	4%	1.8%
Deluxe Corporation	6.32%	14.9%	6.5%

Risk and Volatility

Envestnet Inc.’s volatility measures that it’s 90.00% more volatile than S&P 500 due to its 1.9 beta. Deluxe Corporation’s 1.35 beta is the reason why it is 35.00% more volatile than S&P 500.

Liquidity

The current Quick Ratio of Envestnet Inc. is 0.7 while its Current Ratio is 0.7. Meanwhile, Deluxe Corporation has a Current Ratio of 1.1 while its Quick Ratio is 1. Deluxe Corporation is better positioned to pay off its short-term and long-term debts than Envestnet Inc.

Dividends

Meanhile, Deluxe Corporation’s yearly dividend is $1.2 per share and 3.06% dividend yield. No dividend is paid out by Envestnet Inc.

Analyst Recommendations

Envestnet Inc. and Deluxe Corporation Ratings and Recommendations are available on the next table.

	Sell Ratings	Hold Ratings	Buy Ratings	Rating Score
Envestnet Inc.	0	0	6	3.00
Deluxe Corporation	0	0	0	0.00

$71.14 is Envestnet Inc.’s consensus target price while its potential upside is 3.57%.

Insider and Institutional Ownership

Envestnet Inc. and Deluxe Corporation has shares owned by institutional investors as follows: 0% and 87.6%. Insiders owned roughly 4% of Envestnet Inc.’s shares. On the other hand, insiders owned about 0.3% of Deluxe Corporation’s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

	Performance (W)	Performance (M)	Performance (Q)	Performance (HY)	Performance (Y)	Performance (YTD)
Envestnet Inc.	1.19%	13.18%	8.85%	-2.31%	12.25%	24.82%
Deluxe Corporation	-8.3%	-4.68%	-10.44%	-25.51%	-36.48%	16.47%

For the past year Envestnet Inc. was more bullish than Deluxe Corporation.

Summary

Deluxe Corporation beats Envestnet Inc. on 11 of the 15 factors.

Envestnet, Inc., together with its subsidiaries, provides financial and wealth management software and services in the United States and internationally. It operates through Envestnet and Envestnet | Yodlee business segments. The companyÂ’s product and services suites include Envestnet | Enterprise, which provides an end-to-end open architecture wealth management platform, and sells data aggregation and reporting, data analytics, and digital advice capabilities; Envestnet | Tamarac that provides a portfolio of accounting, rebalancing, trading, performance reporting, and client relationship management software, primarily to high-end registered investment advisers; Envestnet | Retirement Solutions (ERS), which offers a suite of services for advisor-sold retirement plans; and Envestnet | PMC (Portfolio Management Consultants) that provides research due diligence and consulting services to assist advisors in creating investment solutions for their clients, and patented portfolio overlay and tax optimization services. The company also provides Envestnet | Yodlee data aggregation and data analytics platform, which offers cloud-based innovation for digital financial services. Envestnet, Inc. serves banks, wealth management and brokerage firms, Internet services companies, and other financial institutions. The company was founded in 1999 and is headquartered in Chicago, Illinois.

Deluxe Corporation provides checks, forms, marketing solutions, accessories, and other products and services for small businesses and financial institutions. It operates through three segments: Small Business Services, Financial Services, and Direct Checks. The company provides checks; printed forms, such as deposit tickets, billing forms, work orders, job proposals, purchase orders, invoices, and personnel forms, as well as computer forms and check registers; and accessories and other products comprising envelopes, office supplies, stamps, and labels, as well as checkbook covers. It also offers Web services, which include logo and Web design; hosting and other Web services; search engine optimization; and marketing programs, including email, mobile, and social media, and other self-service marketing solutions. In addition, the company provides fraud protection and security, online and offline payroll services, and electronic checks; and promotional solutions, such as postcards, brochures, retail packaging supplies, apparel, greeting cards, and business cards. Further, it offers financial technology solutions to larger financial institutions, which comprise data-driven marketing solutions, including outsourced marketing campaign targeting and execution; treasury management solutions; and digital enablement solutions, including loyalty and rewards programs. It operates in the United States, Canada, Europe, and North and South America. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.