Deluxe Corporation (DLX)’s Financial Results Comparing With Worldpay Inc. (NYSE:WP)

Deluxe Corporation (NYSE:DLX) and Worldpay Inc. (NYSE:WP) compete against each other in the Business Services sector. We will contrast them and contrast their dividends, analyst recommendations, profitability, risk, institutional ownership, earnings and valuation.

Earnings & Valuation

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Deluxe Corporation	2.01B	0.81	127.04M	3.20	13.98
Worldpay Inc.	4.04B	9.35	146.80M	0.00	0.00

Demonstrates Deluxe Corporation and Worldpay Inc. earnings per share, gross revenue and valuation.

Profitability

Table 2 shows Deluxe Corporation and Worldpay Inc.’s return on equity, net margins and return on assets.

	Net Margins	Return on Equity	Return on Assets
Deluxe Corporation	6.32%	14.9%	6.5%
Worldpay Inc.	3.63%	0.1%	0%

Volatility and Risk

Deluxe Corporation has a beta of 1.35 and its 35.00% more volatile than Standard & Poor’s 500. Competitively, Worldpay Inc.’s 10.00% volatility makes it less volatile than Standard & Poor’s 500, because of the 0.9 beta.

Liquidity

1.1 and 1 are the respective Current Ratio and a Quick Ratio of Deluxe Corporation. Its rival Worldpay Inc.’s Current and Quick Ratios are 1 and 1 respectively. Deluxe Corporation has a better chance of clearing its pay short and long-term debts than Worldpay Inc.

Dividends

Deluxe Corporation pays out a $1.2 per share dividend on a yearly basis and it also offers 3.26% dividend yield. No dividend is paid out for Worldpay Inc.

Analyst Ratings

In next table is shown Deluxe Corporation and Worldpay Inc.’s ratings and recommendations.

	Sell Ratings	Hold Ratings	Buy Ratings	Rating Score
Deluxe Corporation	0	0	0	0.00
Worldpay Inc.	0	5	5	2.50

Meanwhile, Worldpay Inc.’s consensus price target is $116.7, while its potential downside is -4.06%.

Insider & Institutional Ownership

The shares of both Deluxe Corporation and Worldpay Inc. are owned by institutional investors at 87.6% and 97.2% respectively. 0.3% are Deluxe Corporation’s share owned by insiders. On the other hand, insiders owned about 0.6% of Worldpay Inc.’s shares.

Performance

In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

	Performance (W)	Performance (M)	Performance (Q)	Performance (HY)	Performance (Y)	Performance (YTD)
Deluxe Corporation	-8.3%	-4.68%	-10.44%	-25.51%	-36.48%	16.47%
Worldpay Inc.	7.16%	14.9%	11.01%	-0.09%	17.68%	25.5%

For the past year Deluxe Corporation was less bullish than Worldpay Inc.

Summary

Deluxe Corporation beats on 8 of the 13 factors Worldpay Inc.

Deluxe Corporation provides checks, forms, marketing solutions, accessories, and other products and services for small businesses and financial institutions. It operates through three segments: Small Business Services, Financial Services, and Direct Checks. The company provides checks; printed forms, such as deposit tickets, billing forms, work orders, job proposals, purchase orders, invoices, and personnel forms, as well as computer forms and check registers; and accessories and other products comprising envelopes, office supplies, stamps, and labels, as well as checkbook covers. It also offers Web services, which include logo and Web design; hosting and other Web services; search engine optimization; and marketing programs, including email, mobile, and social media, and other self-service marketing solutions. In addition, the company provides fraud protection and security, online and offline payroll services, and electronic checks; and promotional solutions, such as postcards, brochures, retail packaging supplies, apparel, greeting cards, and business cards. Further, it offers financial technology solutions to larger financial institutions, which comprise data-driven marketing solutions, including outsourced marketing campaign targeting and execution; treasury management solutions; and digital enablement solutions, including loyalty and rewards programs. It operates in the United States, Canada, Europe, and North and South America. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.

Worldpay, Inc., through its subsidiary, Vantiv Holding, LLC, provides electronic payment processing services to merchants and financial institutions in the United States. It operates through two segments, Merchant Services and Financial Institution Services. The Merchant Services segment offers merchant acquiring and payment processing services, such as authorization and settlement, customer service, chargeback and retrieval processing, and interchange management to national merchants, and regional and small-to-mid sized businesses. This segment also provides value-added services, such as omni-channel acceptance, prepaid services, and gift card solutions; and security solutions, including point-to-point encryption and tokenization at the point of sale and for e-commerce transactions. The Financial Institution Services segment offers card issuer processing, payment network processing, fraud protection, card production, prepaid program management, automated teller machine driving, portfolio optimization, data analytics, and card program marketing, as well as network gateway and switching services. It also provides statement production, and collections and inbound/outbound call centers for credit transactions, as well as other services, which include credit card portfolio analytics, program strategy and support, fraud and security management, and chargeback and dispute services. This segment serves financial institutions comprising regional banks, community banks, credit unions, and regional personal identification number networks. It markets its services through various distribution channels, including national, regional, and mid-market sales teams, as well as through third-party reseller clients and telesales operation. The company was formerly known as Vantiv, Inc. and changed its name to Worldpay, Inc. in January 2018. Worldpay, Inc. was incorporated in 2009 and is headquartered in Cincinnati, Ohio.