Fiserv Inc. (FISV)’s Financial Results Comparing With TTEC Holdings Inc. (NASDAQ:TTEC)

As Business Services businesses, Fiserv Inc. (NASDAQ:FISV) and TTEC Holdings Inc. (NASDAQ:TTEC), are affected by compare. This especially applies to their institutional ownership, profitability, risk, analyst recommendations, dividends, earnings and valuation.

Earnings and Valuation

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fiserv Inc.	5.89B	5.90	989.00M	2.91	29.41
TTEC Holdings Inc.	1.53B	1.17	50.23M	-1.91	0.00

We can see in table 1 the earnings per share (EPS), gross revenue and valuation of Fiserv Inc. and TTEC Holdings Inc.

Profitability

Table 2 demonstrates the return on equity, return on assets and net margins of Fiserv Inc. and TTEC Holdings Inc.

	Net Margins	Return on Equity	Return on Assets
Fiserv Inc.	16.79%	44.1%	11.2%
TTEC Holdings Inc.	3.28%	-7.8%	-2.5%

Risk & Volatility

Fiserv Inc. is 17.00% less volatile than Standard & Poor’s 500 due to its 0.83 beta. TTEC Holdings Inc.’s 20.00% less volatile than Standard & Poor’s 500 volatility due to the company’s 0.8 beta.

Liquidity

Fiserv Inc.’s Current Ratio and Quick Ratio are 1.1 and 1.1 respectively. The Current Ratio and Quick Ratio of its competitor TTEC Holdings Inc. are 2.1 and 2.1 respectively. TTEC Holdings Inc. therefore has a better chance of paying off short and long-term obligations compared to Fiserv Inc.

Dividends

On the other side TTEC Holdings Inc. pays an annual dividend of $0.58 per share. It’s dividend yield is 1.52%. Fiserv Inc. does not pay a dividend.

Analyst Recommendations

Fiserv Inc. and TTEC Holdings Inc. Recommendations and Ratings are available on the next table.

	Sell Ratings	Hold Ratings	Buy Ratings	Rating Score
Fiserv Inc.	0	2	7	2.78
TTEC Holdings Inc.	0	0	0	0.00

Fiserv Inc. has a -5.36% downside potential and a consensus target price of $83.67.

Institutional & Insider Ownership

Institutional investors owned 91.6% of Fiserv Inc. shares and 28.4% of TTEC Holdings Inc. shares. Insiders owned 0.2% of Fiserv Inc. shares. On the other hand, insiders owned about 0.5% of TTEC Holdings Inc.’s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

	Performance (W)	Performance (M)	Performance (Q)	Performance (HY)	Performance (Y)	Performance (YTD)
Fiserv Inc.	1.56%	3.16%	7.75%	7.42%	20.6%	16.41%
TTEC Holdings Inc.	-3.02%	2.69%	24.97%	30.28%	-3.97%	20.16%

For the past year Fiserv Inc. has weaker performance than TTEC Holdings Inc.

Summary

Fiserv Inc. beats on 10 of the 13 factors TTEC Holdings Inc.

Fiserv, Inc., together with its subsidiaries, provides financial services technology worldwide. The companyÂ’s Payments and Industry Products segment provides debit and credit card processing and services; electronic bill payment and presentment services; Internet and mobile banking software and services; person-to-person payment services; and other electronic payments software and services. This segment also offers card and print personalization services; investment account processing services for separately managed accounts; and fraud and risk management products and services. Its Financial Institution Services segment provides account processing services, item processing and source capture services, loan origination and servicing products, cash management and consulting services, and other products and services that support various types of financial transactions. This segment also offers a range of services, such as customization, business process outsourcing, education, consulting, and implementation services; and ACH, treasury management, source capture optimization, and enterprise cash and content management solutions, as well as case management and resolution services to the financial services industry. The company also provides document and payment card production and distribution, check processing and imaging, source capture systems, and lending and risk management products and services. Fiserv, Inc. serves banks, thrifts, credit unions, investment management firms, leasing and finance companies, retailers, merchants, mutual savings banks, and building societies. The company was founded in 1984 and is headquartered in Brookfield, Wisconsin.

TeleTech Holdings, Inc. provides technology enabled customer experience services. It operates through four segments: Customer Management Services, Customer Growth Services, Customer Technology Services, and Customer Strategy Services. The Customer Management Services segment offers customer experience delivery solutions, which integrate technology with customer experience professionals to optimize the customer experience across various channels and stages of the customer lifecycle from an onshore, offshore, or work-from-home environment. The Customer Growth Services segment provides technology-enabled sales and marketing solutions, including sales advisory, search engine optimization, digital demand generation, lead qualification, and acquisition sales, growth, and retention services. The Customer Technology Services segment offers system design consulting, customer experience technology product, and implementation and integration consulting services, as well as manages clientsÂ’ cloud and on-premise solutions. The Customer Strategy Services segment provides professional services in customer experience strategy and operations, insights, system and operational process optimization, and culture development and knowledge management. The company serves automotive, communication, financial services, government, healthcare, logistics, media and entertainment, retail, technology, travel, and transportation industries. It has operations in the United States, Australia, Belgium, Brazil, Bulgaria, Canada, China, Costa Rica, Germany, Hong Kong, Ireland, Lebanon, Macedonia, Mexico, New Zealand, the Philippines, Poland, Singapore, South Africa, Thailand, Turkey, the United Arab Emirates, and the United Kingdom. TeleTech Holdings, Inc. was founded in 1982 and is headquartered in Englewood, Colorado.