Genpact Limited (G) and Deluxe Corporation (NYSE:DLX) Comparing side by side

Both Genpact Limited (NYSE:G) and Deluxe Corporation (NYSE:DLX) are Business Services companies, competing one another. We will compare their analyst recommendations, profitability, risk, dividends, earnings and valuation, institutional ownership.

Earnings & Valuation

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Genpact Limited	3.12B	2.21	278.16M	1.50	22.34
Deluxe Corporation	2.01B	0.85	127.04M	3.20	13.98

Table 1 demonstrates Genpact Limited and Deluxe Corporation’s top-line revenue, earnings per share and valuation. Deluxe Corporation appears to has lower revenue, but higher earnings than Genpact Limited. Business that presently has a higher price-to-earnings ratio means that it is the more expensive of the two businesses. Genpact Limited is presently more expensive than Deluxe Corporation, because it’s trading at a higher price-to-earnings ratio.

Profitability

Table 2 represents Genpact Limited (NYSE:G) and Deluxe Corporation (NYSE:DLX)’s return on equity, net margins and return on assets.

	Net Margins	Return on Equity	Return on Assets
Genpact Limited	8.92%	20.1%	8%
Deluxe Corporation	6.32%	14.9%	6.5%

Risk and Volatility

A 0.87 beta means Genpact Limited’s volatility is 13.00% less than Standard & Poor’s 500’s volatility. Competitively, Deluxe Corporation’s beta is 1.35 which is 35.00% more volatile than Standard & Poor’s 500.

Liquidity

Genpact Limited’s Current Ratio and Quick Ratio are 1.3 and 1.3 respectively. The Current Ratio and Quick Ratio of its competitor Deluxe Corporation are 1.1 and 1 respectively. Genpact Limited therefore has a better chance of paying off short and long-term obligations compared to Deluxe Corporation.

Dividends

The annual dividend that Genpact Limited pay is $0.31 per share with a dividend yield of 0.85%. Deluxe Corporation also pays out annual dividends at $1.2 per share and at a 3.07% dividend yield.

Analyst Ratings

In next table is shown Genpact Limited and Deluxe Corporation’s ratings and recommendations.

	Sell Ratings	Hold Ratings	Buy Ratings	Rating Score
Genpact Limited	0	1	3	2.75
Deluxe Corporation	0	0	0	0.00

The average target price of Genpact Limited is $34.67, with potential downside of -4.46%.

Institutional & Insider Ownership

Institutional investors held 99.5% of Genpact Limited shares and 87.6% of Deluxe Corporation shares. 0.6% are Genpact Limited’s share held by insiders. On the other hand, insiders held about 0.3% of Deluxe Corporation’s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

	Performance (W)	Performance (M)	Performance (Q)	Performance (HY)	Performance (Y)	Performance (YTD)
Genpact Limited	0.06%	12.2%	11.49%	9.56%	6.93%	24.01%
Deluxe Corporation	-8.3%	-4.68%	-10.44%	-25.51%	-36.48%	16.47%

For the past year Genpact Limited has stronger performance than Deluxe Corporation

Summary

Genpact Limited beats Deluxe Corporation on 13 of the 16 factors.

Genpact Limited provides business process outsourcing and information technology (IT) management services worldwide. The company offers finance and accounting services, including accounts payable comprising document management, invoice processing, approval, resolution management, and T&E processing; order to cash services, such as customer master data management, credit and contract management, fulfillment, billing, collections, and dispute management services; record to report services consisting of accounting, closing and reporting, treasury, tax, and product cost accounting services; enterprise performance management, including budgeting, forecasting, business performance reporting, and analytics; and enterprise risk and compliance services comprising SOX advisory, enterprise risk management, internal audit, FCPA, and IT risk management services. It also provides analytics and research services; core industry operation services; business and enterprise risk consulting services; transformation services; and supply chain and procurement services, including direct and indirect strategic sourcing, category management, spend analytics, procurement operations, master data management, and other procurement and supply chain advisory services. In addition, the company offers enterprise application services comprising business intelligence and data services, enterprise resource planning, quality assurance, and technology integration; IT infrastructure management services, including end user computing, infrastructure management, application production support, and database management services; and collections and customer services in the areas of consumer banking, business-to-business finance, and mortgage servicing. It serves banking and financial services, capital markets, consumer product goods, healthcare, high tech, infrastructure, manufacturing and services, insurance, and life sciences industries. Genpact Limited was founded in 1997 and is based in Hamilton, Bermuda.

Deluxe Corporation provides checks, forms, marketing solutions, accessories, and other products and services for small businesses and financial institutions. It operates through three segments: Small Business Services, Financial Services, and Direct Checks. The company provides checks; printed forms, such as deposit tickets, billing forms, work orders, job proposals, purchase orders, invoices, and personnel forms, as well as computer forms and check registers; and accessories and other products comprising envelopes, office supplies, stamps, and labels, as well as checkbook covers. It also offers Web services, which include logo and Web design; hosting and other Web services; search engine optimization; and marketing programs, including email, mobile, and social media, and other self-service marketing solutions. In addition, the company provides fraud protection and security, online and offline payroll services, and electronic checks; and promotional solutions, such as postcards, brochures, retail packaging supplies, apparel, greeting cards, and business cards. Further, it offers financial technology solutions to larger financial institutions, which comprise data-driven marketing solutions, including outsourced marketing campaign targeting and execution; treasury management solutions; and digital enablement solutions, including loyalty and rewards programs. It operates in the United States, Canada, Europe, and North and South America. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.