We are contrasting Genpact Limited (NYSE:G) and Deluxe Corporation (NYSE:DLX) on their dividends, analyst recommendations, profitability, risk, institutional ownership, earnings and valuation. They both are Business Services companies, competing one another.
Earnings and Valuation
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Genpact Limited | 2.90B | 1.93 | 269.95M | 1.45 | 19.54 |
| Deluxe Corporation | 1.97B | 1.11 | 176.28M | 4.14 | 10.39 |
In table 1 we can see Genpact Limited and Deluxe Corporation’s gross revenue, earnings per share (EPS) and valuation. Deluxe Corporation has lower revenue, but higher earnings than Genpact Limited. The business with a higher price-to-earnings ratio is currently more expensive of the two stocks. Genpact Limited is currently more expensive than Deluxe Corporation, because it’s trading at a higher price-to-earnings ratio.
Profitability
Table 2 has Genpact Limited and Deluxe Corporation’s return on equity, return on assets and net margins.
| Net Margins | Return on Equity | Return on Assets | |
| Genpact Limited | 9.31% | 20.1% | 8% |
| Deluxe Corporation | 8.95% | 15.1% | 6.9% |
Volatility & Risk
Genpact Limited has a beta of 0.74 and its 26.00% less volatile than S&P 500. In other hand, Deluxe Corporation has beta of 1 which is 0.00% less volatile than S&P 500.
Liquidity
The Current Ratio and a Quick Ratio of Genpact Limited are 1.3 and 1.3. Competitively, Deluxe Corporation has 1.3 and 1.1 for Current and Quick Ratio. ‘s better ability to pay short and long-term obligations than .
Dividends
The annual dividend that Genpact Limited pay is $0.28 per share with a dividend yield of 0.98%. On the other side Deluxe Corporation pays an annual dividend of $1.2 per share. It’s dividend yield is 2.71%.
Analyst Ratings
Recommmendations and Ratings for Genpact Limited and Deluxe Corporation can be find in next table.
| Sell Ratings | Hold Ratings | Buy Ratings | Rating Score | |
| Genpact Limited | 0 | 1 | 1 | 2.50 |
| Deluxe Corporation | 0 | 1 | 0 | 2.00 |
The average target price of Genpact Limited is $32, with potential upside of 8.95%. Competitively the average target price of Deluxe Corporation is $50, which is potential 5.84% upside. Based on the data given earlier, Genpact Limited is looking more favorable than Deluxe Corporation, analysts view.
Institutional & Insider Ownership
Genpact Limited and Deluxe Corporation has shares held by institutional investors as follows: 63.65% and 93.2%. Genpact Limited’s share held by insiders are 0.1%. Competitively, Deluxe Corporation has 0.6% of it’s share held by insiders.
Performance
Here are the Week, Month, Quarter, Half Year, Year and YTD Performance of both pretenders.
| Performance (W) | Performance (M) | Performance (Q) | Performance (HY) | Performance (Y) | Performance (YTD) | |
| Genpact Limited | -7.08% | -4.01% | -6.49% | -7.56% | -12.68% | -11.06% |
| Deluxe Corporation | -14.7% | -14.43% | -26.84% | -37.41% | -40.09% | -44.1% |
For the past year Genpact Limited has weaker performance than Deluxe Corporation.
Summary
On 13 of the 16 factors Genpact Limited beats Deluxe Corporation.
Genpact Limited provides business process outsourcing and information technology (IT) management services worldwide. The company offers finance and accounting services, including accounts payable comprising document management, invoice processing, approval, resolution management, and T&E processing; order to cash services, such as customer master data management, credit and contract management, fulfillment, billing, collections, and dispute management services; record to report services consisting of accounting, closing and reporting, treasury, tax, and product cost accounting services; enterprise performance management, including budgeting, forecasting, business performance reporting, and analytics; and enterprise risk and compliance services comprising SOX advisory, enterprise risk management, internal audit, FCPA, and IT risk management services. It also provides analytics and research services; core industry operation services; business and enterprise risk consulting services; transformation services; and supply chain and procurement services, including direct and indirect strategic sourcing, category management, spend analytics, procurement operations, master data management, and other procurement and supply chain advisory services. In addition, the company offers enterprise application services comprising business intelligence and data services, enterprise resource planning, quality assurance, and technology integration; IT infrastructure management services, including end user computing, infrastructure management, application production support, and database management services; and collections and customer services in the areas of consumer banking, business-to-business finance, and mortgage servicing. It serves banking and financial services, capital markets, consumer product goods, healthcare, high tech, infrastructure, manufacturing and services, insurance, and life sciences industries. Genpact Limited was founded in 1997 and is based in Hamilton, Bermuda.
Deluxe Corporation provides checks, forms, marketing solutions, accessories, and other products and services for small businesses and financial institutions. It operates through three segments: Small Business Services, Financial Services, and Direct Checks. The company provides checks; printed forms, such as deposit tickets, billing forms, work orders, job proposals, purchase orders, invoices, and personnel forms, as well as computer forms and check registers; and accessories and other products comprising envelopes, office supplies, stamps, and labels, as well as checkbook covers. It also offers Web services, which include logo and Web design; hosting and other Web services; search engine optimization; and marketing programs, including email, mobile, and social media, and other self-service marketing solutions. In addition, the company provides fraud protection and security, online and offline payroll services, and electronic checks; and promotional solutions, such as postcards, brochures, retail packaging supplies, apparel, greeting cards, and business cards. Further, it offers financial technology solutions to larger financial institutions, which comprise data-driven marketing solutions, including outsourced marketing campaign targeting and execution; treasury management solutions; and digital enablement solutions, including loyalty and rewards programs. It operates in the United States, Canada, Europe, and North and South America. The company was formerly known as Deluxe Check Printers, Incorporated and changed its name to Deluxe Corporation in 1988. Deluxe Corporation was founded in 1915 and is headquartered in Shoreview, Minnesota.
